Privacy Policy

At TalkCrypto, your privacy is a top priority. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website and services, including crypto payments and virtual card issuance.

By using our website or services, you agree to this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

Personal Information

  • Name
  • Email address
  • Wallet address
  • Billing and shipping addresses (if applicable)
  • Identity verification data (if required by law)

Payment Information

  • Cryptocurrency transaction details
  • Transaction hashes
  • Virtual card usage data

Technical Information

  • IP address
  • Browser type and version
  • Device type
  • Operating system
  • Referring URLs
  • Date/time stamps

Cookies & Tracking
We use cookies and similar technologies to improve user experience, detect fraud, and personalize content. You can manage cookies through your browser settings.

2. How We Use Your Information

We use your information to:

  • Process cryptocurrency payments
  • Issue and manage virtual cards
  • Provide customer support
  • Verify your identity (where required)
  • Prevent fraud and abuse
  • Analyze service usage for improvements
  • Comply with legal obligations

3. Sharing of Your Information

We do not sell your personal data.

We may share data with:

  • Payment processors (e.g., blockchain infrastructure providers)
  • Card-issuing partners
  • Identity verification services (e.g., for KYC/AML compliance)
  • Cloud hosting providers
  • Law enforcement when required by law

All third-party partners are required to safeguard your data.

4. Data Retention

We retain your data only as long as necessary for:

  • Legal compliance
  • Dispute resolution
  • Business reporting

You may request data deletion, subject to regulatory retention requirements.

5. Your Rights (GDPR, CCPA, etc.)

Depending on your location, you may have rights to:

  • Access your personal data
  • Correct or update inaccurate data
  • Request deletion of your data
  • Object to processing
  • Withdraw consent

To make a request, contact us at: [your email]

6. Data Security

We use advanced security measures including:

  • AES-256 encryption
  • 2FA and secure access controls
  • Rate limiting and IP blacklisting
  • SSL/TLS for all data in transit

However, no method of transmission is 100% secure. Use at your own risk.

7. International Data Transfers

If you access our services from outside our hosting country, your data may be transferred internationally. By using our services, you consent to such transfers.

8. Third-Party Services

Our website may contain links or integrations with third-party services such as:

  • Blockchain explorers
  • Card processors
  • Wallet providers

We are not responsible for their privacy practices. Please review their policies separately.

9. Children’s Privacy

Our services are not intended for children under 18. We do not knowingly collect personal data from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a new effective date. Your continued use of our services constitutes acceptance of those changes.

11. Contact Us

If you have any questions about this policy or your data, contact us:

📧 Email: [your email]
🌐 Website: [yourdomain.com]